Primary responsibility of Credit Manager is to understand:
a. Business Dynamics
b. Products on Offer
c. Segments to whom we lend
Ensure discipline in adherence to processes involved in credit buying.
Underwriting & making proposals of business loans and other products as per location requirement (Home Loans, Mortgages, Working Capital, OD etc).
Managing credit processing agents activities, ensure systematic verification processes and coordinate with verification agencies.
Credit Manager has to monitor the portfolio sourced, understand and interpret the portfolio quality.
Interact with sourcing agents regularly and co-ordinate with internal and external auditors.
Industry: Banking / Financial Services / Broking
Role: Credit Manager / Control Manager
Location – Chennai
Experience: 0 – 5 yrs.
No of Openings: 12
Candidate should be CA (Chartered Accountant) / MBA (Finance) with good understanding of economy and implications of economic policies, dynamics of international economic events on Indian economy and understanding of functioning various industries / segments cost matrix
Good understanding of financials to arrive at a decision on lending and recoverability of loans granted.
Kotak Mahindra Bank Limited
Recruiter Name: Vivek Jain
Work Locations: 8498, Chennai No 20, Apex Chambers, T Nagar, Regional Office 20, Apex Chambers, 3rd Floor, Thyagaraja Nagar, Pondy Bazaar, Chennai
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